Enhanced guarantee
Be a European Union credit institution and wish to have access to new sources of liquidity to act as a lender in an export transaction
Our enhanced guarantee solution
The essentials to know
The Enhanced Guarantee covers investors who provide the necessary liquidity to credit institutions to finance their export credits.
Eligible Refinancers
- Credit institutions, financial institutions under French or foreign law
- Insurance and reinsurance companies, mutual societies and provident institutions under French or foreign law
- Organizations mentioned in Article L214-1 of the Monetary and Financial Code: (collective investment organizations: UCIs in transferable securities, FIAs and other collective investments)
- On a case-by-case basis and under certain conditions, investors or their representatives in the context of bond issues
- Occupational retirement institutions under French or foreign law
- Central banks, states and sovereign funds under certain conditions
The conditions of the enhanced guarantee
Financial conditions
The premium depends on the lending bank's risk and the term of the secured contract. It is payable upfront. The premium rate applies to the principal only.
The costs incurred by Bpifrance Assurance Export during the investigation (travel expenses, legal fees) are the responsibility of the lending bank or refinancer.
Features of the Enhanced guarantee
The guaranteed contract is the refinancing contract concluded between a refinancing organization and a bank having granted a loan contract financing an export operation and benefiting from credit insurance from Bpifrance Assurance Export.
Transactions that have already benefited from refinancing or securitization are not eligible.
The risk covered is the risk of non-payment by the lending bank under the refinancing contract.
Find all the related documentation
Notification de convention de cession sans recours / escompte sans recours
24/09/25 - 68,32 KB
Echéanciers des paiements (contrat commercial) et notice explicative
12/03/26 - 1,18 MB
Lettre d'engagement n° 1A en cas de crédit sans paiement progressif
24/09/25 - 36,61 KB
Lettre d'engagement n° 1B en cas de crédit avec paiements progressif
24/09/25 - 47,12 KB
Lettre d'engagement n° 1D en cas de crédit acheteur/ cas particulier
24/09/25 - 29,28 KB
Lettre d'engagement n° 1E en cas de crédit acheteur/ cas particulier
24/09/25 - 21,56 KB
Lettre d'engagement n° 1F en cas de crédit acheteur/ cas particulier
24/09/25 - 36,08 KB
Déclaration de menace de sinistre sur crédit acheteur ou sur confirmation de crédit
13/04/26 - 309,68 KB
Déclaration de sinistre sur crédit acheteur ou sur confirmation de crédit
13/04/26 - 218,73 KB
Déclaration de menace de sinistre en vue de l'indemnisation globale
13/04/26 - 187,67 KB
Conditions Générales de la promesse de garantie d'Assurance-crédit
24/09/25 - 90,45 KB
Conditions Spéciales Exportateurs, Garantie de l'interruption du contrat et Garantie de créances après achèvement des obligations contractuelles
24/09/25 - 129,60 KB
Conditions Spéciales Exportateurs, Garantie d'une enveloppe de créances du contrat en période d'exécution
24/09/25 - 120,51 KB
Conditions Spéciales Exportateurs, Garantie de créances après achèvement des obligations contractuelles
24/09/25 - 118,72 KB
Conditions Spéciales Exportateurs, Garantie des seuls engagements de caution
24/09/25 - 102,14 KB
Conditions Spéciales Exportateurs, Garantie d'un engagement de caution de soumission
24/09/25 - 104,41 KB
Conditions Spéciales Etablissements de crédit, Garantie d'un crédit acheteur
24/09/25 - 114,82 KB
Conditions Spéciales Etablissements de crédit, Garantie de la confirmation d'un crédit documentaire
24/09/25 - 107,77 KB
(English version) Conditions Spéciales Etablissements de crédit, Garantie d'un crédit acheteur
24/09/25 - 116,80 KB
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